Buying a house? Keep these five tips in mind

The best way is to set up income through multiple sources to avoid any disruptions later.

© Provided by The Financial Express
The best way is to set up income through multiple sources to avoid any disruptions later.

Buying a home is usually the biggest financial decision of our lives which requires a lot of planning and research, due diligence, and a highly focussed approach. A wrong decision while buying a home can cause financial distress, but in the current situation, it could have devastating financial implications. However, it’s also a fact the realty market has witnessed attractive price corrections amid record-low home loan interest rates. Here are a few important things you should keep in mind before taking the plunge.

Stable source of income

It’s important to have stable and adequate income while you plan to buy a home. Many who are servicing home loans are struggling to pay their EMIs after losing their jobs or experiencing pay-cuts because of the Covid-19 crisis. And while the moratoriums have given them temporary relief, their overall loan burden or repayment tenure is likely to have increased. If you plan to buy a home now, you must make sure that you will have sufficient funds to repay your loan dues in full on time. The best way is

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Fyra Designs New Office for CBRE With Wellness in Mind

Soft textures and muted hues create a calming atmosphere inside the new CBRE office in Helsinki. Photography by Riikka Kantinkoski. 

In Finland, a country often ranked as the “happiest” in an annual U.N. Sustainable Development Solutions Network report, design and wellbeing go hand in hand. So when CBRE, an internationally recognized real estate consulting agency, tasked local firm Fyra with creating a new workspace in Helsinki, the team set out to take biophilic design to the next level.

When envisioning the space, the designers focused on creating a playful office with plenty of elements that invite exploration and discovery, while maintaining a distinguished aesthetic. The resulting facilities feature an internal zone, used only by employees, and an external zone that acts as a showroom and collaborative space. “One of the project goals was to make choices that genuinely impact the well-being of employees,” the design team notes. “From a designer’s perspective, this was an ideal starting point.” To do so, the team considered optimal air circulation and quality, natural light, fitness, and employees’ overall comfort, incorporating greenery and water points throughout. And for moments that call for some R&R, designated “mindfulness spaces” offer the perfect opportunity to reset. 

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How ‘Shirley’s’ Production Design Went Inside the Novelist’s Grim Mind

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In the recent feature “Shirley,” Elisabeth Moss plays novelist Shirley Jackson, who is hard at work on her second novel, “Hangsaman.”

She has thrown herself into writing the story, based on the disappearance of a young woman Paula Jean Welden from Bennington College, where her husband teaches. Jackson spends her days and nights working on the novel from home, and her home soon becomes a reflection of the inner workings of her mind.

Production designer Sue Chan worked with director Josephine Decker to bring the clutter of Jackson’s mind to life.

“Having Sarah Gubbins’ script and Josephine Decker’s imagination as the foundation for my work was an embarrassment of riches,” Chan says. “These, coupled with Shirley Jackson’s writing, gave the art department a lot of conceptual ideas to play with.  The canvas of the house was a great beginning, and it was a lot of fun channeling Shirley from this foundation.”

Chan shares her process and thoughts in bringing the haunting world of Neon’s awards contender “Shirley” to life.

Shirley’s Home – A Cluttered Look Inside her Mind

Josephine Decker and I discussed making Shirley’s desk and her office area feel

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The Real Estate Industry Needs To Mind The ‘Loyalty Gap’: BHHS CEO

More than 90 percent of consumers say they love their Realtor, but only 13 percent actually work with them again. Berkshire Hathaway HomeServices CEO Chris Stuart wants to close that gap.

It’s not too late to join us virtually for Inman Connect! We have a stellar lineup planned through Thursday. Register now to jump into the live sessions today, plus you’ll have access to what you missed on-demand. Register now.

The real estate industry’s biggest obstacle to growth, in one word, is “influence,” Chris Stuart, the CEO of HSF Affiliates and CEO Berkshire Hathaway HomeServices, said during a virtual Inman Connect session Wednesday titled, “Leadership Lessons and Growth Strategies for the New Year.”

Chris Stuart | Photo credit: BHHS

Right now, people are only buying houses based on life events, Stuart explained. In the past 20 years, the U.S. economy has added approximately 20 million households, and yet, outside of the boom leading up the Great Recession, yearly transaction volume has been roughly 5 million transactions.

“We’re not influencing our industry in the same way our other professional service industries are influencing their industries,” Stuart said in conversation with Clelia Peters, the president of Warburg Realty.

“I think that’s

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Gardening: Making hive beetles mind their own beeswax and keeping your bees warm in winter | Columnists

Frames from our beehive are in the freezer and full of honey. I put them there a month ago. I thought I put the shallow box in there with the frames. Now the box is gone. I couldn’t remember stacking the frames like that.

You may be wondering why the frames are in the freezer.

Our Langstroth beehive has three boxes. They are open-ended so that, when stacked on top of each other, bees can crawl from the bottom to the top. The bottom one is a deep box where the queen lays eggs. The one in the middle is deep and filled with honey. The box on top is shallow. It is shorter than the deep ones and also filled with honey.

Honey bee frame only closeup

Bees produce honeycomb with glands along their abdomen and use it to build the hexagon-shaped cells. The shape isn’t an accident. A hexagon is structurally sound and the most efficient use of space. Bees are little engineers. These cells are where honey is stored and capped. It’s also where the queen will lay her eggs. Tony Bertauski/provided

When bees collect nectar, it is converted into honey and stored in the hexagonal cells of the honeycomb.

Our bee

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